Financing

Our Expertise, Your Peace of Mind

Financing Options With PRO-TEC Plumbing & Air

Invest in Your Home Comfort Today

At PRO-TEC Plumbing & Air, we believe every Southwest Florida family deserves a safe, comfortable home—without the stress of paying for major repairs or upgrades all at once. When a system fails unexpectedly or it’s time to replace aging equipment, financing can make the process calmer, clearer, and easier to manage.

We partner with Service Finance to offer flexible, homeowner-friendly financing for a wide range of plumbing and HVAC projects. With quick online applications, soft credit checks for pre-qualification, and easy-to-understand loan options, you can explore plans that fit your household budget without pressure. Eligible projects include AC system equipment, water heaters, whole-home water filtration systems, and repiping services. Our team is here to guide you through each step so you feel supported, informed, and confident as you move forward with the best solution for your home.

Consumer Credit Plans

Amounts of $500 - $999

6 Months WPDI
No interest for 6 months if paid in full during the promo period with minimum payments required each month.

Non-countered finance option

Plan 1006

Amounts of $1000 - $2999

18 Months WPDI
No interest for 18 months if paid in full during the promo period with minimum payments required each month.

Non-countered finance option

Plan 1018

10.95% APR for 60 Months

Monthly payments with a 10.95% rate for 60 months.

Non-countered finance option Payment factor: 2.17%

Plan 54217

Amounts of $3000 and up

12 Months NINP / 11.95% APR No interest, no payments 12 months.

Rolls into monthly payments with a rate of 11.95% for 120 months.

Non-countered finance option Payment factor: 1.44%

Plan 541243

18 Months WPDI

No interest for 18 months if paid in full during the promo period with minimum payments required each month.

Non-countered finance option

Plan 1018

10.95% APR for 120 Months

Monthly payments with a 10.95% rate for 120 months.

Non-countered finance option Payment factor: 1.38%

Plan 54138

Qualifying Systems & Equipment

See If You’re Eligible

Financing is available for many major plumbing and HVAC needs, including:

Whether you’re replacing outdated equipment or addressing an unexpected issue, financing helps you choose long-term, high-efficiency solutions without delaying essential home comfort. If you have questions or need help exploring your options, our team is here to walk you through the process or connect you with additional details through Service Finance.